Bill > SB1728

This bill amends the Illinois Human Rights Act to expand protections against discrimination in real estate transactions by prohibiting landlords and other real estate professionals from discriminating against potential tenants or buyers based on their credit score and history, including cases of insufficient credit history. Specifically, the bill adds "credit score and history including insufficient credit history" to the list of characteristics that cannot be used as a basis for refusing or limiting real estate transactions. This means that landlords cannot reject a rental application, alter rental terms, refuse to negotiate, or misrepresent property availability solely because an applicant has a low credit score, no credit history, or limited credit background. The provisions are specifically limited to landlord and tenant agreements and aim to prevent unfair housing practices that could disproportionately impact individuals who are just starting to build credit or have experienced financial challenges. By protecting individuals from credit-based discrimination, the bill seeks to provide more equitable access to housing and prevent potential arbitrary barriers to finding a place to live.

https://www.ilga.gov/legislation/BillStatus.asp?DocNum=1728&GAID=18&DocTypeID=SB&SessionID=114&GA=104