Bill > SF1109

This bill requires insurance companies in Minnesota to accept an Individual Taxpayer Identification Number (ITIN) as an alternative to a Social Security Number (SSN) when individuals are applying for insurance coverage. Specifically, if an insurance company traditionally requires a Social Security Number on an insurance application, they must now provide the option for applicants to use an ITIN instead. The application form must explicitly state that an ITIN is an acceptable form of identification. This provision is designed to make insurance more accessible to individuals who may not have a Social Security Number, such as non-citizen residents or immigrants. The bill will take effect on January 1, 2026, and will apply to all insurance coverage that is offered, issued, or renewed on or after that date, giving insurance companies time to update their application processes and systems to comply with the new requirement.

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https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1109&ssn=0&y=2025