Bill > HB2928

This bill amends the Consumer Fraud and Deceptive Business Practices Act to prohibit consumer reporting agencies from creating or furnishing consumer reports that contain adverse information that has been legally expunged or sealed by a court. Specifically, the bill makes it an unlawful practice for these agencies to include any negative information in a credit report that they know or should reasonably know has been officially removed from a person's record through a court order. This provision aims to protect individuals whose criminal or legal records have been officially cleared, ensuring that past incidents that have been expunged or sealed do not continue to negatively impact their credit and financial opportunities. The bill represents an important consumer protection measure that seeks to prevent the ongoing reporting of information that a court has determined should no longer be part of an individual's official record.

Justice

https://www.ilga.gov/legislation/BillStatus.asp?DocNum=2928&GAID=18&DocTypeID=HB&SessionID=114&GA=104