Bill > S04497

This bill amends the New York insurance law to expand coverage for fertility preservation services by removing the previous limitation that such services were only covered when a medical treatment might directly or indirectly cause iatrogenic infertility (medical treatments that impair fertility, such as surgery, radiation, or chemotherapy). The bill now requires insurance policies to provide standard fertility preservation services more broadly, without the previous restrictive qualification. Additionally, the bill strengthens non-discrimination provisions, explicitly prohibiting insurers from discriminating against individuals based on anticipated iatrogenic infertility, alongside existing protections against discrimination based on expected life length, disability, medical dependency, perceived quality of life, and personal characteristics like age, sex, sexual orientation, marital status, and gender identity. The amendments apply to various types of insurance policies, including group and individual health insurance contracts, ensuring more comprehensive and equitable access to fertility preservation services. The bill takes effect immediately upon enactment, potentially providing immediate relief and expanded coverage for individuals who may need fertility preservation services.

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https://www.nysenate.gov/legislation/bills/2025/S4497