Bill > HB3155

This bill amends the Illinois Vehicle Code to allow vehicle owners to provide a copy of an insurance card as proof of insurance when the Secretary of State attempts to verify their motor vehicle insurance coverage. Specifically, the bill modifies the existing electronic verification program for motor vehicle liability insurance by adding language that explicitly permits insurance cards as a valid form of proof during the verification process. Currently, the law requires the Secretary of State to verify insurance coverage at least twice per calendar year for registered vehicles. If the Secretary cannot electronically verify insurance, the owner will receive a notice allowing 30 calendar days to provide proof of insurance. The new provision clarifies that a copy of an insurance card is an acceptable way to demonstrate current insurance coverage. If an owner fails to provide proof of insurance, their vehicle registration will be suspended, and they must pay reinstatement fees and provide insurance documentation before their registration can be reinstated. The bill maintains existing provisions about verification procedures, including consulting with the insurance industry and excluding commercial automobile insurance lines from the program.

https://www.ilga.gov/legislation/BillStatus.asp?DocNum=3155&GAID=18&DocTypeID=HB&SessionID=114&GA=104