Bill > HB1225

This bill requires owners of unmanned aircraft (drones) in Missouri to maintain liability insurance before operating the device. Specifically, the bill defines an unmanned aircraft as an aircraft operated without direct human intervention and mandates that private individuals must have an insurance policy that covers potential damages. The required insurance must provide at least $25,000 for bodily injury or death to one person, up to $50,000 for bodily injury or death to multiple people in a single accident, and at least $25,000 for property damage. The insurance is meant to protect against potential legal liabilities that might arise from drone ownership, maintenance, or use. By establishing these insurance requirements, the bill aims to ensure that drone operators have financial protection in place in case of accidents or injuries caused by their unmanned aircraft.

https://house.mo.gov/Bill.aspx?bill=HB1225&year=2025&code=R