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IL SB2105

IL SB2105
BENEFITS EXCHANGE EASY ENROLL


summary

Introduced
02/06/2025
In Committee
05/09/2025
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Health Benefits Exchange Law. Provides that the Illinois Health Benefits Exchange shall allow a special enrollment period for an uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, if the uninsured taxpayer requested health insurance benefit information through the easy enrollment program under the Illinois Income Tax Act and the uninsured taxpayer and the uninsured taxpayer's qualified dependents, if applicable, are eligible to enroll in a qualified health plan through the Exchange. Establishes notification requirements for the Exchange. Provides that the uninsured taxpayer and the uninsured taxpayer's dependents shall have 60 days from the date of the letter to select and enroll in a qualified health plan. Provides that coverage shall be effective the first day of the month that follows the plan selection. Grants the Department of Insurance and the Department of Healthcare and Family Services rulemaking authority to implement an easy enrollment special enrollment period. Effective immediately.

AI Summary

This bill amends the Illinois Health Benefits Exchange Law to create a new special enrollment period for uninsured taxpayers and their qualified dependents. Under this new provision, if an uninsured taxpayer requests health insurance benefit information through the state's easy enrollment program and is eligible, they will be able to enroll in a qualified health plan through the Illinois Health Benefits Exchange. The Exchange will send a letter to the taxpayer detailing their estimated eligibility for insurance affordability programs like Medicaid and federal health insurance tax credits. Taxpayers and their dependents will have 60 days from the date of the letter to select and enroll in a health plan, with coverage becoming effective on the first day of the month following plan selection. The Department of Insurance and the Department of Healthcare and Family Services are granted rulemaking authority to implement this new special enrollment period, which aims to make health insurance more accessible to uninsured individuals by creating an additional opportunity to obtain coverage based on information provided during tax filing.

Committee Categories

Business and Industry

Sponsors (9)

Last Action

Added as Co-Sponsor Sen. Mary Edly-Allen (on 05/13/2025)

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