Bill > SB2063

This bill amends the Illinois Insurance Code to require medical liability insurance companies to adjust premium rates for obstetricians and gynecologists (OB-GYNs) based on their specific scope of practice. The bill introduces a new provision that mandates insurers evaluate and classify OB-GYNs differently depending on whether they provide full obstetric services (including childbirth) or limit their practice to gynecologic services only. Specifically, OB-GYNs who do not perform childbirth or obstetric services must be classified as lower-risk providers, which should result in lower insurance premiums. The legislation defines key terms such as "obstetric services" (medical care related to pregnancy, labor, delivery, and postpartum care) and "gynecologic services" (medical care related to female reproductive health, excluding obstetric services). The bill aims to create a more equitable premium structure that reflects the varying levels of medical liability risk associated with different OB-GYN practice scopes. The Department of Insurance will be responsible for establishing guidelines to help insurance companies implement these new classification and premium adjustment requirements.

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https://www.ilga.gov/legislation/BillStatus.asp?DocNum=2063&GAID=18&DocTypeID=SB&SessionID=114&GA=104