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GA SB121

GA SB121
Uninsured Motorist Coverage; minimum required under motor vehicle liability policies for a individual convicted of driving under the influence or reckless driving; increase


summary

Introduced
02/06/2025
In Committee
03/13/2025
Crossed Over
03/06/2025
Passed
04/07/2025
Dead
Signed/Enacted/Adopted
05/14/2025

Introduced Session

2025-2026 Regular Session

Bill Summary

AN ACT To amend Titles 33 and 40 of the Official Code of Georgia Annotated, relating to insurance and motor vehicles and traffic, respectively, so as to increase the minimum coverage required under a motor vehicle liability policy for an individual convicted of driving under the influence; to provide for duration of coverage; to require proof of insurance; to provide for a definition; to provide for related matters; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.

AI Summary

This bill increases mandatory motor vehicle liability insurance requirements for individuals convicted of driving under the influence (DUI) or reckless driving in Georgia. For a first DUI offense, drivers must now carry insurance with minimum coverage of $50,000 for bodily injury per person, $100,000 for total bodily injury per accident, and $50,000 for property damage. For a second or subsequent DUI offense, the required coverage increases to $100,000 for bodily injury per person, $300,000 for total bodily injury per accident, and $100,000 for property damage. Drivers must maintain this higher-level insurance continuously for three years following their conviction, and must carry proof of this coverage (either in paper or electronic format) while operating a vehicle. The bill defines "conviction" as a jury finding of guilt, a guilty plea, or a plea of nolo contendere, and these new insurance requirements will replace the standard minimum liability coverage. The legislation becomes effective upon the Governor's approval and applies to all convictions occurring on or after that date, with the goal of ensuring greater financial protection for potential victims of DUI-related accidents.

Committee Categories

Business and Industry

Sponsors (20)

Last Action

Effective Date 2025-05-14 (on 05/14/2025)

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