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Bill > HB1355


MD HB1355

MD HB1355
Health Insurance - Required Coverage - Hearing Aids


summary

Introduced
02/07/2025
In Committee
03/24/2025
Crossed Over
03/17/2025
Passed
04/01/2025
Dead
Signed/Enacted/Adopted
05/20/2025

Introduced Session

2025 Regular Session

Bill Summary

Altering the circumstances under which certain insurers, nonprofit health service plans, and health maintenance organizations are required to provide coverage for medically appropriate and necessary hearing aids for adults to require coverage if the hearing aid is ordered, fitted, and dispensed by a licensed hearing aid dispenser.

AI Summary

This bill expands health insurance coverage for hearing aids for adults in Maryland by modifying existing insurance regulations. Specifically, the bill defines a "hearing aid" as a nondisposable device designed to improve audibility for adults and requires insurers, health service plans, and health maintenance organizations to provide coverage for medically necessary hearing aids. The key change is that hearing aids can now be ordered, fitted, and dispensed by either a licensed audiologist or a licensed hearing aid dispenser, whereas previously only audiologists could provide these services. The bill limits the insurance benefit to $1,400 per hearing aid for each hearing-impaired ear every 36 months, but allows individuals to choose and pay for more expensive hearing aids without penalty. Importantly, insurers are still permitted to offer more generous coverage than the minimum requirements. The bill will apply to all health insurance policies, contracts, and health benefit plans issued, delivered, or renewed in Maryland on or after January 1, 2026, with the aim of making hearing aids more accessible and affordable for adult residents.

Committee Categories

Budget and Finance, Health and Social Services

Sponsors (3)

Last Action

Approved by the Governor - Chapter 742 (on 05/20/2025)

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