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MD HB1366

MD HB1366
Health Insurance - Testing for Ovarian and Cervical Cancers - Required Coverage and Prohibited Cost Sharing


summary

Introduced
02/07/2025
In Committee
02/07/2025
Crossed Over
Passed
Dead
04/08/2025

Introduced Session

2025 Regular Session

Bill Summary

Requiring certain insurers, nonprofit health service plans, and health maintenance organizations to provide coverage for an annual cervical smear or Pap test and for surveillance tests for ovarian cancer; and prohibiting certain insurers, nonprofit health service plans, and health maintenance organizations from imposing a copayment, coinsurance, or deductible requirement on coverage required under the Act.

AI Summary

This bill requires certain health insurance providers in Maryland to cover annual cervical cancer screening tests (Pap smears) and ovarian cancer surveillance tests for specific high-risk individuals, without imposing copayments, coinsurance, or deductibles. The surveillance tests include CA-125 serum tumor marker testing, transvaginal ultrasound, and pelvic examinations. Coverage is mandated for individuals who either have at least one first-degree relative with ovarian cancer or a cluster of relatives with breast or colorectal cancer, or who have tested positive for the BRCA1 or BRCA2 gene mutations (which are associated with higher cancer risks). The bill applies to insurers, nonprofit health service plans, and health maintenance organizations operating in Maryland. An exception is made for high-deductible health plans, which may still apply their standard deductible to these screenings. The provisions will take effect on January 1, 2026, and will apply to all health insurance policies, contracts, and plans issued or renewed in the state on or after that date, aimed at improving early detection and reducing financial barriers to important cancer screenings.

Committee Categories

Health and Social Services

Sponsors (11)

Last Action

Withdrawn by Sponsor (on 03/12/2025)

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