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IL HB3502

IL HB3502
INS CD-RETAINER & NIGHT GUARD


summary

Introduced
02/07/2025
In Committee
04/11/2025
Crossed Over
Passed
Dead

Introduced Session

104th General Assembly

Bill Summary

Amends the Illinois Insurance Code. Provides that a group or individual policy of accident and health insurance or a managed care plan that is amended, delivered, issued, or renewed after January 1, 2026 shall provide coverage for one pair of custom-made retainers and one night guard every 2 years for each family covered by the policy. Amends the State Employees Group Insurance Act of 1971, the Counties Code, the Illinois Municipal Code, the School Code, the Health Maintenance Organization Act, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require coverage under those provisions.

AI Summary

This bill amends multiple Illinois insurance-related laws to require group and individual health insurance policies, managed care plans, and state-sponsored health programs to provide coverage for dental devices starting January 1, 2026. Specifically, the bill mandates that insurance policies cover one pair of custom-made retainers and one night guard every two years for each family. The bill defines a "night guard" as a removable dental device worn during sleep to prevent teeth grinding and clenching, and a "retainer" as a custom-made device worn over teeth to maintain or help realign dental positioning. The legislation impacts various types of health insurance programs, including state employee insurance, county and municipal plans, school district plans, health maintenance organizations, limited health service organizations, voluntary health service plans, and the medical assistance program. By adding these dental device provisions to multiple sections of existing law, the bill ensures widespread coverage across different types of health insurance in Illinois.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

Rule 19(a) / Re-referred to Rules Committee (on 04/11/2025)

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