Bill > HB1249

This bill modifies several provisions related to documents filed with recorders of deeds and notary practices. It introduces a new restriction preventing individuals from obtaining loans using quitclaim deeds unless they were a party to the original warranty deed or obtained the property through a quiet title action. The bill significantly strengthens regulations around notary seals, requiring vendors to carefully verify a notary's commission before providing a seal and imposing stricter reporting requirements, including a fine increase from $1,000 to $5,000 for violations. It also significantly expands the legal framework for addressing fraudulent document filings, creating a comprehensive process for property owners to challenge potentially fraudulent documents. The bill increases criminal penalties for various notary-related offenses, such as impersonating a notary or obtaining a notary seal fraudulently, elevating these offenses to class A misdemeanors with increased fines (from $500 to $2,000) and potential imprisonment. Additionally, the bill provides a detailed procedure for law enforcement and prosecutors to investigate potentially fraudulent property-related document filings, including a 45-day investigation window and potential judicial review, with the aim of protecting property owners from unauthorized transactions.

Government Affairs

https://house.mo.gov/Bill.aspx?bill=HB1249&year=2025&code=R