Bill > HR1164

This bill, known as the Fair Disaster Assistance Act of 2025, directs the Federal Emergency Management Agency (FEMA) to modify its assistance denial process for disaster victims. Specifically, the bill requires FEMA to create regulations preventing the agency from sending a denial of assistance notice to applicants who have an active insurance claim related to a major disaster, until that insurance claim has been fully resolved. The legislation focuses on section 408 of the Robert T. Stafford Disaster Relief and Emergency Assistance Act, which governs individual and household assistance programs. By prohibiting premature assistance denials, the bill aims to protect disaster survivors who are simultaneously pursuing insurance claims, ensuring they are not prematurely cut off from potential federal aid before understanding the full extent of their insurance coverage. This approach recognizes that insurance claims can be complex and time-consuming, and seeks to provide applicants with a fair opportunity to explore all potential sources of recovery after a major disaster.

Business and Industry, Transportation and Infrastructure

https://www.congress.gov/bill/119th-congress/house-bill/1164/all-info