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Bill > HF323


IA HF323

IA HF323
A bill for an act relating to enclosed structures on private docks and required insurance.


summary

Introduced
02/11/2025
In Committee
02/11/2025
Crossed Over
Passed
Dead

Introduced Session

91st General Assembly

Bill Summary

This bill relates to enclosed structures on private docks and a requirement to maintain liability insurance for the dock on which the structure is constructed. The bill allows a person with a valid dock site permit and hoist or slip assignment to build an enclosed structure if the enclosed structure is constructed with rust-resistant materials, meets building code, material, and size requirements, and is used to protect a hoist or a slip and not for certain other purposes. The bill requires an owner of a dock to carry liability insurance with a minimum per occurrence coverage of $1 million for the dock with an enclosed structure constructed pursuant to the bill. The owner shall be liable for any damages caused by private dock and enclosed structure.

AI Summary

This bill establishes new regulations for enclosed structures on private docks in Iowa, specifically allowing dock permit holders to construct protective structures for hoists or slips with several key restrictions. The enclosed structure must be constructed using rust-resistant materials, cannot exceed thirty feet in width or twenty feet in height above normal water elevation, and is limited in its interior capabilities—forbidding it from being used for sleeping or habitation while allowing minimal plumbing and electrical systems strictly for supporting marine equipment. Additionally, the bill mandates that anyone installing such an enclosed structure must maintain dock liability insurance with a minimum coverage of one million dollars per occurrence, and explicitly states that the dock owner will be personally responsible for any damages caused by the structure. The provisions appear designed to provide dock owners with some flexibility in protecting marine equipment while simultaneously establishing clear safety and liability parameters to prevent potential misuse of these structures.

Committee Categories

Agriculture and Natural Resources

Sponsors (2)

Last Action

Introduced, referred to Natural Resources. H.J. 284. (on 02/11/2025)

bill text


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