Bill > S0618

This bill modifies liability and insurance requirements for community-based care lead agencies and their subcontractors in Florida, focusing on reducing potential financial risks. The legislation reduces the minimum general liability insurance coverage from $1 million to $500,000 per occurrence, with an aggregate policy limit of $1 million (previously $3 million). It also lowers the cap on net economic damages in tort actions from $2 million to $1 million per liability claim, and maintains the existing $400,000 limit on noneconomic damages. Importantly, the bill introduces a new provision that limits the total liability of lead agencies and their subcontractors to $1.5 million for claims arising from a single incident or occurrence, meaning any claims exceeding this amount would require a separate claims bill. Additionally, the bill restricts attorney fees to a maximum of 25% of any settlement or judgment and removes previous provisions for annual automatic increases in damage limitations. These changes aim to provide more predictable and potentially lower financial exposure for community-based care organizations providing services to children and families, while still maintaining a mechanism for compensation through claims bills for extraordinary circumstances.

https://www.flsenate.gov/Session/Bill/2025/618