Bill > HB405

This bill requires insurance adjusters in Georgia to hold a specific type of contractor's license starting July 1, 2026, depending on the area in which they will work. Specifically, adjusters must be licensed as either a residential-basic contractor, residential-light commercial contractor, commercial general contractor, or commercial general contractor limited tier. The Insurance Commissioner will establish rules about the scope of practice for these licensed adjusters and can create exemptions or extensions for license renewals. Conversely, individuals who already hold a valid contractor's license in these categories will be eligible to become adjusters, with their license scope limited to their existing contractor license's practice area. The Commissioner can also create exemptions to adjuster licensing requirements based on an applicant's experience or existing contractor license qualifications. This legislation aims to ensure that insurance adjusters have demonstrated professional competence in construction-related fields relevant to their claims assessment work.

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https://www.legis.ga.gov/legislation/70208