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Bill > HR1181


US HR1181

US HR1181
Protecting Privacy in Purchases Act


summary

Introduced
02/11/2025
In Committee
12/17/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from generalmerchandise retailer or sporting-goods retailer, and for other purposes.

AI Summary

This bill, titled the "Protecting Privacy in Purchases Act," aims to prevent payment card networks and other financial entities, referred to as "covered entities," from using or assigning specific codes, known as merchant category codes (MCCs), that single out businesses selling firearms, ammunition, or related components. MCCs are standardized codes used to classify merchants based on their business type for transaction processing. The bill prohibits these entities from requiring firearms retailers to use an MCC solely for firearms sales or from assigning such a code to them, and also prevents them from assigning an MCC that specifically identifies a firearms retailer. The Attorney General is tasked with enforcing these provisions, investigating complaints, and can take legal action to stop violations if they are not remedied. Importantly, this act does not create a right for individuals to sue, but it does preempt any state or local laws that regulate MCCs for firearms retailers. The Attorney General will also report annually to Congress on enforcement activities and the effectiveness of the law.

Committee Categories

Business and Industry

Sponsors (133)

Riley Moore (R)* Robert Aderholt (R),  Mark Amodei (R),  Jodey Arrington (R),  Brian Babin (R),  Don Bacon (R),  Andy Barr (R),  Michael Baumgartner (R),  Aaron Bean (R),  Nicholas Begich (R),  Jack Bergman (R),  Andy Biggs (R),  Sheri Biggs (R),  Gus Bilirakis (R),  Lauren Boebert (R),  Mike Bost (R),  Buddy Carter (R),  Ben Cline (R),  Michael Cloud (R),  Andrew Clyde (R),  Mike Collins (R),  James Comer (R),  Dan Crenshaw (R),  Warren Davidson (R),  Monica De La Cruz (R),  Scott DesJarlais (R),  Troy Downing (R),  Chuck Edwards (R),  Jake Ellzey (R),  Ron Estes (R),  Gabe Evans (R),  Mike Ezell (R),  Pat Fallon (R),  Julie Fedorchak (R),  Randy Feenstra (R),  Brad Finstad (R),  Michelle Fischbach (R),  Scott Fitzgerald (R),  Chuck Fleischmann (R),  Scott Franklin (R),  Russell Fry (R),  Brandon Gill (R),  Craig Goldman (R),  Tony Gonzales (R),  Lance Gooden (R),  Paul Gosar (R),  Sam Graves (R),  Mark Green (R),  Glenn Grothman (R),  Michael Guest (R),  Brett Guthrie (R),  Abraham Hamadeh (R),  Mike Haridopolos (R),  Pat Harrigan (R),  Andy Harris (R),  Mark Harris (R),  Diana Harshbarger (R),  Kevin Hern (R),  Clay Higgins (R),  Ashley Hinson (R),  Richard Hudson (R),  Bill Huizenga (R),  Wesley Hunt (R),  Jeff Hurd (R),  Darrell Issa (R),  Brian Jack (R),  Ronny Jackson (R),  Dave Joyce (R),  Trent Kelly (R),  Mike Kennedy (R),  David Kustoff (R),  Nick LaLota (R),  Doug LaMalfa (R),  Nick Langworthy (R),  Bob Latta (R),  Laurel Lee (R),  Julia Letlow (R),  Barry Loudermilk (R),  Tracey Mann (R),  Lisa McClain (R),  Addison McDowell (R),  John McGuire (R),  Mark Messmer (R),  Dan Meuser (R),  Mary Miller (R),  Max Miller (R),  John Moolenaar (R),  Barry Moore (R),  Blake Moore (R),  Tim Moore (R),  Nathaniel Moran (R),  Greg Murphy (R),  Troy Nehls (R),  Dan Newhouse (R),  Zach Nunn (R),  Burgess Owens (R),  Jimmy Patronis (R),  Scott Perry (R),  August Pfluger (R),  Guy Reschenthaler (R),  Mike Rogers (R),  John Rose (R),  David Rouzer (R),  Michael Rulli (R),  John Rutherford (R),  Derek Schmidt (R),  Austin Scott (R),  Pete Sessions (R),  Jefferson Shreve (R),  Adrian Smith (R),  Pete Stauber (R),  Elise Stefanik (R),  Greg Steube (R),  Dale Strong (R),  Marlin Stutzman (R),  David Taylor (R),  Claudia Tenney (R),  Tom Tiffany (R),  William Timmons (R),  David Valadao (R),  Jeff Van Drew (R),  Beth Van Duyne (R),  Derrick Van Orden (R),  Ann Wagner (R),  Tim Walberg (R),  Randy Weber (R),  Daniel Webster (R),  Tony Wied (R),  Roger Williams (R),  Joe Wilson (R),  Steve Womack (R),  Rudy Yakym (R),  Ryan Zinke (R), 

Last Action

Motion to reconsider laid on the table Agreed to without objection. (on 07/14/2026)

Bill Topics

Banking, Finance, and Domestic Commerce
  • ‐ Consumer Finance and Credit, including Credit Cards
Civil Rights, Minority Issues, and Civil Liberties
  • ‐ Right to Privacy and Access to Government Information
Law, Crime, and Family Issues
  • ‐ Firearms and Gun Control

bill text


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