Bill

Bill > HR1181


US HR1181

Protecting Privacy in Purchases Act


summary

Introduced
02/11/2025
In Committee
02/11/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

A BILL To prohibit payment card networks and covered entities from requiring the use of or assigning merchant category codes that distinguish a firearms retailer from generalmerchandise retailer or sporting-goods retailer, and for other purposes.

AI Summary

This bill aims to prevent payment card networks and financial transaction processing entities from using specific merchant category codes (MCCs) that would single out firearms retailers differently from general merchandise or sporting goods retailers. The legislation prohibits these networks and entities from creating or requiring unique merchant codes that would distinguish firearms stores from other retail categories, effectively protecting the privacy of firearm purchases. The Attorney General is tasked with enforcing these provisions, including establishing a complaint process, investigating potential violations, and issuing written notices to entities found in violation. If a payment card network or covered entity fails to remedy a violation within 30 days of receiving a notice, the Attorney General may seek a court injunction. Importantly, the bill does not allow private individuals to bring lawsuits and preempts any state or local laws regulating merchant category codes for firearm retailers. The bill also requires the Attorney General to submit an annual report to Congress detailing the number of investigations, their outcomes, and an analysis of the law's effectiveness. The legislation includes detailed definitions for key terms such as firearms, ammunition, covered entities, and merchant category codes, ensuring clarity in its application.

Committee Categories

Business and Industry

Sponsors (124)

Riley Moore (R)* Robert Aderholt (R),  Mark Amodei (R),  Jodey Arrington (R),  Brian Babin (R),  Don Bacon (R),  Andy Barr (R),  Michael Baumgartner (R),  Aaron Bean (R),  Nicholas Begich (R),  Jack Bergman (R),  Andy Biggs (R),  Gus Bilirakis (R),  Lauren Boebert (R),  Mike Bost (R),  Buddy Carter (R),  Ben Cline (R),  Michael Cloud (R),  Andrew Clyde (R),  Mike Collins (R),  James Comer (R),  Dan Crenshaw (R),  Monica De La Cruz (R),  Scott DesJarlais (R),  Troy Downing (R),  Chuck Edwards (R),  Jake Ellzey (R),  Ron Estes (R),  Gabe Evans (R),  Mike Ezell (R),  Pat Fallon (R),  Julie Fedorchak (R),  Randy Feenstra (R),  Brad Finstad (R),  Scott Fitzgerald (R),  Chuck Fleischmann (R),  Scott Franklin (R),  Russell Fry (R),  Brandon Gill (R),  Craig Goldman (R),  Tony Gonzales (R),  Lance Gooden (R),  Paul Gosar (R),  Sam Graves (R),  Mark Green (R),  Glenn Grothman (R),  Michael Guest (R),  Brett Guthrie (R),  Abraham Hamadeh (R),  Mike Haridopolos (R),  Pat Harrigan (R),  Andy Harris (R),  Mark Harris (R),  Diana Harshbarger (R),  Kevin Hern (R),  Clay Higgins (R),  Ashley Hinson (R),  Richard Hudson (R),  Bill Huizenga (R),  Wesley Hunt (R),  Jeff Hurd (R),  Darrell Issa (R),  Brian Jack (R),  Ronny Jackson (R),  Trent Kelly (R),  Mike Kennedy (R),  David Kustoff (R),  Nick LaLota (R),  Doug LaMalfa (R),  Nick Langworthy (R),  Bob Latta (R),  Laurel Lee (R),  Julia Letlow (R),  Barry Loudermilk (R),  Tracey Mann (R),  Lisa McClain (R),  Addison McDowell (R),  John McGuire (R),  Mark Messmer (R),  Dan Meuser (R),  Mary Miller (R),  Max Miller (R),  John Moolenaar (R),  Blake Moore (R),  Felix Moore (R),  Tim Moore (R),  Greg Murphy (R),  Troy Nehls (R),  Dan Newhouse (R),  Scott Perry (R),  August Pfluger (R),  Guy Reschenthaler (R),  Mike Rogers (R),  John Rose (R),  David Rouzer (R),  Michael Rulli (R),  John Rutherford (R),  Derek Schmidt (R),  Austin Scott (R),  Pete Sessions (R),  Jefferson Shreve (R),  Adrian Smith (R),  Pete Stauber (R),  Elise Stefanik (R),  Greg Steube (R),  Dale Strong (R),  Marlin Stutzman (R),  Claudia Tenney (R),  Tom Tiffany (R),  William Timmons (R),  David Valadao (R),  Jeff Van Drew (R),  Beth Van Duyne (R),  Derrick Van Orden (R),  Ann Wagner (R),  Tim Walberg (R),  Randy Weber (R),  Daniel Webster (R),  Tony Wied (R),  Roger Williams (R),  Joe Wilson (R),  Steve Womack (R),  Rudy Yakym (R),  Ryan Zinke (R), 

Last Action

Referred to the House Committee on Financial Services. (on 02/11/2025)

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