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WV SB6

WV SB6
Exempting life insurance cash value from Medicaid eligibility calculations


summary

Introduced
02/12/2025
In Committee
03/20/2025
Crossed Over
Passed
Dead
04/12/2025

Introduced Session

2025 Regular Session

Bill Summary

A BILL to amend the Code of West Virginia, 1931, as amended, by adding a new section, designated §9-3-7, relating to exempting cash value or death benefit of a life insurance policy from Medicaid eligibility calculations.

AI Summary

This bill proposes to modify West Virginia's Medicaid eligibility rules by exempting the first $25,000 of a life insurance policy's cash value or death benefit from being counted when determining whether an individual qualifies for Medicaid. Currently, the total value of a person's assets can disqualify them from receiving Medicaid, a government health insurance program for low-income individuals. By creating this exemption, the bill would allow individuals to maintain a life insurance policy with up to $25,000 in value without risking their Medicaid eligibility. This change could provide financial protection and peace of mind for individuals who want to maintain life insurance coverage while still being able to access Medicaid benefits, potentially helping lower-income residents preserve some financial resources for their families.

Committee Categories

Business and Industry, Health and Social Services

Sponsors (11)

Last Action

To Health and Human Resources (on 03/20/2025)

bill text


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