Bill > AB570

This bill amends Section 2084 of the California Insurance Code to reduce the time frame for insurers to provide free policy documents to insureds after a covered loss. Currently, insurers must provide a complete copy of the fire insurance policy within 30 calendar days of an insured's request, but the bill will shorten this period to 15 calendar days. The bill also updates language to use gender-neutral terminology, changing "his or her" to "their" when referring to policy access. Additionally, the bill clarifies that the policy copy should include the full insurance policy, any endorsements, and the policy declarations page. For losses related to a state of emergency, insurers may provide an electronic copy of the policy, with specific provisions ensuring that this electronic transmission does not automatically enroll the insured in broader electronic communication preferences. The bill maintains the existing provision that allows insureds who have not experienced a covered loss to receive one free policy copy annually, and preserves the Insurance Commissioner's ability to extend the time period for policy provision if necessary.

Budget and Finance, Business and Industry

https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB570