Bill > AB594

This bill amends California's Insurance Code to modify student health insurance regulations, primarily focusing on providing more flexibility for students. The bill allows student certificate holders to terminate their health insurance during the policy year if they graduate or are no longer enrolled at their institution of higher education, requiring only 30 days' notice and payment of premiums through the termination date. It mandates that institutions grant a waiver from student health insurance if a student can demonstrate alternative health coverage through methods like Medi-Cal, Covered California, parental coverage, or individual health insurance, and prohibits charging the student any fee or premium for such a waiver. The bill also empowers the Insurance Commissioner to enforce these provisions and assess civil penalties up to $5,000 for violations (or $10,000 for willful violations). Additionally, the legislation encourages University of California student health plans to maintain coverage standards consistent with the federal Affordable Care Act and provides guidance on how student health insurance policies should be structured, including exemptions from certain standard insurance requirements while still maintaining basic coverage standards. The overall intent is to provide students with more options and flexibility in managing their health insurance coverage during their academic careers.

Budget and Finance, Health and Social Services

https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260AB594