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Bill > HJRes51


US HJRes51

US HJRes51
Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Quality Control Standards for Automated Valuation Models".


summary

Introduced
02/12/2025
In Committee
02/12/2025
Crossed Over
Passed
Dead

Introduced Session

119th Congress

Bill Summary

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Quality Control Standards for Automated Valuation Models".

AI Summary

This joint resolution aims to disapprove a rule proposed by the Bureau of Consumer Financial Protection (CFPB) concerning "Quality Control Standards for Automated Valuation Models" (AVMs). Specifically, the resolution declares that the CFPB's rule published in the Federal Register on August 7, 2024, shall have no legal force or effect. Automated Valuation Models are computer-driven methods used to estimate the value of real estate properties, typically used in mortgage lending and real estate transactions. By invoking the Congressional Review Act (Chapter 8 of Title 5, United States Code), Congress is exercising its authority to review and potentially nullify federal regulations recently issued by executive branch agencies. This type of resolution allows Congress to prevent a new regulation from being implemented by formally rejecting the rule through a legislative process.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to the House Committee on Financial Services. (on 02/12/2025)

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