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Bill > A5325


NJ A5325

NJ A5325
Requires health insurance coverage for certain neurological diseases.


summary

Introduced
02/20/2025
In Committee
02/20/2025
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires health insurance carriers (insurance companies, health, hospital, and medical service corporations, health maintenance organizations, and State and School Employees' Health Benefits Program contracts) to provide coverage for expenses incurred in the diagnosis and treatment of Pediatric Autoimmune Neuropsychiatric Disorders Associated with Streptococcal Infections (PANDAS) and Pediatric Acute-onset Neuropsychiatric Syndrome (PANS) that is prescribed or ordered by the treating physician. Coverage pursuant to the bill includes antibiotics, medication and behavioral therapies to manage neuropsychiatric symptoms, immunomodulating medicines, plasma exchange, and intravenous immunoglobulin therapy.

AI Summary

This bill requires various types of health insurance providers in New Jersey, including hospital service corporations, medical service corporations, health service corporations, individual and group health insurance policies, health benefits plans, health maintenance organizations, and state employee health plans, to provide comprehensive coverage for the diagnosis and treatment of two specific pediatric neurological disorders: PANDAS (Pediatric Autoimmune Neuropsychiatric Disorders Associated with Streptococcal Infections) and PANS (Pediatric Acute-onset Neuropsychiatric Syndrome). The coverage must be prescribed or ordered by the treating physician and include a wide range of treatments such as antibiotics, behavioral therapies, medication to manage neuropsychiatric symptoms, immunomodulating medicines, plasma exchange, and intravenous immunoglobulin therapy. The bill mandates that these benefits be provided to the same extent as any other medical condition under the contract, and it will take effect six months after enactment, applying to all insurance contracts delivered, issued, executed, or renewed after that date. This legislation aims to ensure that children suffering from these complex neurological conditions receive comprehensive medical care and support across different types of health insurance plans in New Jersey.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 02/20/2025)

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