Bill > HB1323

This bill requires health insurance carriers in Missouri to provide coverage for in vitro fertilization (IVF), a medical procedure that helps individuals and couples with fertility challenges conceive a child by fertilizing an egg with sperm outside the body. Starting January 1, 2026, all health benefit plans delivered, issued, or renewed in the state must cover IVF services performed at licensed medical facilities that meet the professional guidelines of either the American College of Obstetricians and Gynecologists or the American Society for Reproductive Medicine. The bill specifically excludes certain types of supplemental insurance policies from this requirement, such as accident-only policies, specified disease policies, short-term major medical policies, and other supplemental policies as determined by the state's department of commerce and insurance. By mandating this coverage, the bill aims to improve access to fertility treatments for individuals and couples who may struggle to conceive through traditional methods, potentially helping them pursue their goal of having a child.

https://house.mo.gov/Bill.aspx?bill=HB1323&year=2025&code=R