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Bill > SB192


GA SB192

GA SB192
"Georgia Health Insurance Affordability and Consumer Protection Act"; enact


summary

Introduced
02/18/2025
In Committee
02/19/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

AN ACT To amend Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to insurance generally, so as to require the Department of Insurance to implement a certain insurance affordability program in response to the pending expiration of certain Patient Protection and Affordable Care Act tax credits; to provide for definitions; to provide for automatic repeal; to provide for related matters; to provide for a short title; to provide for legislative findings; to provide for an effective date; to repeal conflicting laws; and for other purposes.

AI Summary

This bill establishes a state-based health insurance affordability program in Georgia designed to mitigate the potential impact of federal premium tax credit expiration at the end of 2025. The Georgia Department of Insurance is directed to develop a comprehensive program by September 30, 2025, which includes state premium subsidies for individuals earning up to 400% of the federal poverty level, cost-sharing reductions for those earning below 250% of the federal poverty level, and a fully state-funded plan for individuals earning below 200% of the federal poverty level with no premium costs. The bill requires the department to convene a stakeholder working group, conduct a fiscal impact analysis, and create consumer education initiatives. The program will only become effective on January 1, 2026, if Congress allows the enhanced federal premium tax credits to expire, and is set to automatically repeal on December 31, 2030. The department must provide annual reports to the General Assembly detailing program participation, impact, and outcomes, and will conduct a comprehensive evaluation in 2029 to assess the program's effectiveness and potential continuation or modifications.

Committee Categories

Business and Industry

Sponsors (22)

Last Action

Senate Read and Referred (on 02/19/2025)

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