Bill > SB232

This bill establishes new requirements for insurance disclosures in dog bite and dog attack cases in Kentucky. The legislation mandates that dog owners, insurers, and other potentially liable parties must provide detailed insurance information to individuals seeking damages from a dog bite or attack. When a claimant submits a written request, the dog owner must disclose the names of known insurers providing liability coverage and whether they are self-insured, and must do so within 30 days. Insurers are then required to respond by providing specific details about insurance policies, such as the insurer's name, insured parties, and coverage limits, either through a sworn written statement or by sharing the policy's declaration page. The bill includes provisions for requesting additional information if the initial request lacks sufficient details, and requires parties to amend any incorrect or incomplete information within five business days. Importantly, these disclosures do not constitute an admission of liability or a waiver of legal defenses. The legislation applies to all insurers and persons regulated under Kentucky's Insurance Code, aiming to create transparency and facilitate the claims process for dog bite victims.

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https://apps.legislature.ky.gov/record/25RS/sb232.html