Bill > HB1372

This bill requires all long-term care facilities (such as nursing homes or assisted living centers) licensed in Missouri to maintain liability insurance that provides financial protection in case of accidents or negligence. Specifically, the facilities must have insurance coverage of at least $1 million per individual incident and a total annual aggregate coverage of $3 million. This insurance would cover potential claims related to death or personal injury to residents or guests that result from negligent actions or failures by the facility or its employees. The bill adds this requirement to Chapter 198 of the Missouri Revised Statutes, which governs the licensing and operation of long-term care facilities. By mandating this level of insurance, the bill aims to provide a financial safety net for residents and their families in case of serious incidents, while also potentially incentivizing facilities to maintain high standards of care to avoid insurance claims.

https://house.mo.gov/Bill.aspx?bill=HB1372&year=2025&code=R