Bill > S05130

This bill requires health and motor vehicle insurance providers to notify policyholders of important policy changes, cancellations, or discontinuations via email in addition to traditional written communication, if the insurer has the policyholder's email address on file. Specifically, the bill mandates that insurers must send email notifications for events such as policy cancellations within the first 90 days, major policy changes, coverage discontinuance, and intention not to renew. Furthermore, the bill requires insurers to offer policyholders the option to receive all policy-related notifications electronically when they first apply for or issue a policy. This legislation aims to modernize communication between insurance providers and their customers by leveraging digital communication methods, potentially making policy information more accessible and timely for policyholders. The changes will apply to all insurance policies issued, renewed, modified, altered, or amended after the bill's effective date, which is immediate upon passage.

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https://www.nysenate.gov/legislation/bills/2025/S5130