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FL H0763

FL H0763
Consumer Guide to Homeowner's Insurance


summary

Introduced
02/19/2025
In Committee
02/26/2025
Crossed Over
Passed
Dead
06/16/2025

Introduced Session

2025 Regular Session

Bill Summary

An act relating to the consumer guide to homeowner's insurance; creating s. 624.37, F.S.; requiring the Office of Insurance Regulation to provide a consumer guide relating to homeowner's insurance on a publicly accessible website; specifying requirements for such guide; providing an effective date.

AI Summary

This bill requires the Office of Insurance Regulation (OIR) to create and publish a comprehensive consumer guide about homeowner's insurance on a publicly accessible website. The guide must include three key components: first, general information about homeowner's insurance policies; second, detailed descriptions of the different types of homeowner's insurance policies and the specific coverage each type provides; and third, a comparative overview of annual homeowner's insurance premiums from every insurer operating in Florida. By mandating this transparent and informative resource, the bill aims to help Florida residents better understand their insurance options, make more informed decisions about home insurance coverage, and potentially compare pricing across different insurance providers. The new requirement will take effect on July 1, 2025, giving the OIR time to develop and launch the online consumer guide.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Died in Insurance & Banking Subcommittee (on 06/16/2025)

bill text


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