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Bill > H4049


SC H4049

SC H4049
Automobile Insurance


summary

Introduced
02/19/2025
In Committee
02/19/2025
Crossed Over
Passed
Dead

Introduced Session

126th General Assembly

Bill Summary

Amend The South Carolina Code Of Laws By Adding Section 38-77-285 So As To Provide Automobile Insurance Appraisers And Insurers May Not Require Insureds To Use Certain Facilities To Repair Or Replace Damaged Automobile Safety Glass, And To Provide Penalties For Violations.

AI Summary

This bill amends South Carolina law to protect consumers' rights when dealing with automobile safety glass repairs by prohibiting insurance companies and claims adjusters from forcing insureds to use specific repair facilities. The bill requires that when an insurance company or claims representative communicates with an insured about safety glass repair, they must explicitly tell the customer they have the right to choose a licensed glass shop of their preference. Insurance companies and claims administrators are banned from directing customers to glass shops owned by themselves or their parent companies without providing alternative options. The legislation defines "automobile safety glass" as glass for which no deductible can be applied during repair or replacement. Violations of these provisions are considered unfair trade practices and can be subject to penalties under the South Carolina Unfair Trade Practices Act. The key goal is to prevent insurance companies from unfairly steering customers to specific repair facilities and to ensure consumers have transparency and choice in selecting where to have their vehicle's safety glass repaired or replaced.

Committee Categories

Business and Industry

Sponsors (16)

Last Action

House L.C.I. Banking and Insurance Subcommittee (10:00:00 5/7/2025 Blatt Room 403) (on 05/07/2025)

bill text


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