Bill > SR13

This resolution requests the Insurance Commissioner to conduct a comprehensive study on uninsured motorists in Hawaii, recognizing that approximately 11% of drivers operate vehicles without valid insurance coverage. The study aims to examine three key areas: first, determining the estimated number of uninsured motorists in the state; second, analyzing the financial impact on insured drivers, including potential premium increases; and third, developing recommendations to reduce the number of uninsured vehicles. The resolution highlights the existing state law requiring all drivers to have motor vehicle insurance and acknowledges that uninsured motorists create significant financial and emotional burdens for accident victims. The Insurance Commissioner is requested to submit a detailed report with potential legislative recommendations no later than twenty days before the 2026 Regular Session, with a certified copy of the resolution to be transmitted directly to the Insurance Commissioner.

Transportation and Infrastructure

https://www.capitol.hawaii.gov/session/measure_indiv.aspx?billtype=SR&billnumber=13&year=2025