summary
Introduced
02/19/2025
02/19/2025
In Committee
07/10/2025
07/10/2025
Crossed Over
06/03/2025
06/03/2025
Passed
Dead
Introduced Session
2025-2026 Regular Session
Bill Summary
An act to add Section 2033 to the Insurance Code, relating to insurance.
AI Summary
This bill establishes the California Safe Homes grant program, administered by the Department of Insurance, to reduce wildfire losses and improve community resilience. The program will create a Sustainable Insurance Account within the Insurance Fund to provide grants for home hardening and wildfire risk mitigation. When awarding funds, the department will prioritize replacing roofs, creating noncombustible zones around structures, and supporting communitywide mitigation efforts. Eligible applicants include individuals living in high fire hazard zones with low incomes, as well as cities, counties, and special districts. Individual applicants must have property covered by an admitted insurer or the California FAIR Plan Association and meet specific income requirements. The program requires grantees to provide documentation of fund usage and potential insurance incentives, and the department must publish a performance report every two years detailing the program's impact, funding distribution, and recommendations for improvement. The bill aims to support homeowners in reducing wildfire risks, improving insurability, and accessing potential insurance premium incentives through strategic home and community modifications.
Committee Categories
Budget and Finance, Business and Industry
Sponsors (8)
Lisa Calderon (D)*,
Rebecca Bauer-Kahan (D),
Marc Berman (D),
Mike Gipson (D),
Heather Hadwick (R),
Matt Haney (D),
John Harabedian (D),
Greg Wallis (R),
Last Action
Senate Appropriations Hearing (10:00:00 8/18/2025 1021 O Street, Room 2200) (on 08/18/2025)
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