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Bill > AB815


CA AB815

CA AB815
Vehicle insurance: vehicle classification.


summary

Introduced
02/19/2025
In Committee
07/10/2025
Crossed Over
05/23/2025
Passed
10/13/2025
Dead
Signed/Enacted/Adopted
10/13/2025

Introduced Session

2025-2026 Regular Session

Bill Summary

An act to add Section 11580.27 to the Insurance Code, relating to insurance.

AI Summary

This bill adds a new section to California's Insurance Code that prevents motor vehicles from being reclassified for insurance purposes solely because they are used to provide public social services or social service transportation. Specifically, the bill prohibits insurers from categorizing a vehicle as a commercial vehicle, for-hire vehicle, common carrier, permissive use vehicle, or livery just because the named insured is using their personal vehicle to provide these social services. The bill defines these social services by referencing existing definitions in the Welfare and Institutions Code, ensuring that volunteers or individuals who use their personal vehicles to help nonprofit organizations or government agencies provide transportation and social services will not face insurance classification changes that could potentially increase their insurance rates or complicate their coverage. The bill explicitly states that it does not alter the rights, duties, or obligations of the vehicle owner's employer, maintaining the existing legal framework while providing protection for individuals performing volunteer social service transportation.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (1)

Last Action

Chaptered by Secretary of State - Chapter 713, Statutes of 2025. (on 10/13/2025)

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