Bill > S05309

This bill amends the New York insurance law to create a specific exemption for private air ambulance services from being classified as insurers, provided they meet six specific qualifications. The exemption applies to air ambulance services that sell membership subscriptions and provide air ambulance services to members, but only if they: (1) have a valid operating certificate from the state Department of Health, (2) are a non-profit organization, (3) have been operating in New York for at least two years, (4) clearly disclose in membership materials that the membership is not insurance and cannot be considered secondary insurance coverage, (5) offer their product only through service providers, and (6) submit evidence of compliance to the insurance superintendent. The purpose of this bill appears to be creating a regulatory pathway for non-profit air ambulance services to operate without being subject to full insurance industry regulations, while still ensuring some consumer protections through disclosure requirements and operational standards. The bill will take effect 30 days after becoming law.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S5309