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Bill > SB272


PA SB272

PA SB272
In casualty insurance, providing for infertility care coverage.


summary

Introduced
02/20/2025
In Committee
02/20/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, providing for infertility care coverage.

AI Summary

This bill amends the Insurance Company Law of 1921 to mandate comprehensive infertility care coverage for health insurance policies in Pennsylvania. The bill requires health insurers to provide coverage for a wide range of infertility treatments without cost-sharing, including procedures like intrauterine insemination, embryo transfers, in vitro fertilization, cryopreservation of reproductive tissues, diagnostic testing, and fertility preservation for individuals facing medical treatments that might impact fertility. The coverage must be provided without discrimination based on various personal characteristics and must not impose pre-existing condition exclusions or arbitrary limitations on the number of treatment attempts. The bill defines infertility broadly as the failure to achieve pregnancy after six to twelve months of unprotected sexual intercourse or due to an individual's reproductive capacity. It applies to various types of health insurance policies, with some specific exclusions like accident-only or dental-only plans, and will take effect 60 days after enactment. The legislation aims to ensure comprehensive and equitable access to infertility care for individuals and couples seeking to conceive.

Committee Categories

Business and Industry

Sponsors (12)

Last Action

Referred to Banking & Insurance (on 02/20/2025)

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