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CA SB610

CA SB610
Disaster assistance: tenants, mobilehome parks, and mortgages.


summary

Introduced
02/20/2025
In Committee
08/29/2025
Crossed Over
06/03/2025
Passed
10/10/2025
Dead
Signed/Enacted/Adopted
10/10/2025

Introduced Session

2025-2026 Regular Session

Bill Summary

An act to add Sections 798.64, 1941.8, and 1941.9 to the Civil Code, to add Section 338 to the Financial Code, and to amend Section 65863.7 of the Government Code, relating to housing.

AI Summary

This bill provides comprehensive disaster assistance protections for tenants, mobilehome park residents, and homeowners, addressing various financial and housing challenges that can arise after a declared state of emergency. For mobilehome park residents, the bill requires management to return advance rental payments within 21 days if the park is damaged or destroyed, and suspends rent obligations during mandatory evacuation periods. For residential tenants, landlords are now required to remediate disaster-related property damage, including debris removal and hazard mitigation, following specific cleaning protocols, and tenants retain their right to return to their rental unit at the same rate once it is safe. The bill also mandates that landlords return any prepaid rent if the property becomes uninhabitable due to a disaster. Additionally, for mortgage holders, the bill requires the Commissioner of Financial Protection and Innovation to coordinate with mortgage lenders during wildfire emergencies to facilitate forbearance and loss mitigation programs for borrowers experiencing significant financial hardship. The bill defines "disaster" broadly to include natural and human-made emergencies like earthquakes, floods, fires, storms, and pandemics, for which a state of emergency has been declared by the President or Governor. The legislation aims to provide financial relief and housing stability for residents impacted by catastrophic events.

Committee Categories

Budget and Finance, Housing and Urban Affairs, Justice

Sponsors (12)

Last Action

Chaptered by Secretary of State. Chapter 547, Statutes of 2025. (on 10/10/2025)

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