Bill > HB710

This bill establishes an online system for verifying motor vehicle insurance coverage in Pennsylvania, requiring the Department of Transportation to create a digital verification platform that allows insurers, law enforcement, and government agencies to quickly confirm a vehicle owner's financial responsibility. The legislation mandates that insurers with 1,000 or more motor vehicle insurance contracts in the state must participate in the system by providing access to their policy information and responding to verification requests within a specified timeframe. The bill updates existing laws to allow electronic proof of insurance, with protections for device owners, and requires insurers to notify the department about policy cancellations or terminations. Police officers will only be allowed to view the minimum necessary information when checking insurance status electronically, and the system includes data security provisions to prevent unauthorized access. Notably, the bill provides liability immunity for insurers who comply in good faith with the new requirements and mandates a report to the General Assembly within two years to assess the system's effectiveness in reducing uninsured vehicles. The implementation will occur in stages, with some provisions taking effect immediately and the full system becoming operational within 18 months, giving insurers and the Department of Transportation time to develop and integrate the new online verification infrastructure.

Budget and Finance, Transportation and Infrastructure

https://www.legis.state.pa.us/cfdocs/billinfo/bill_history.cfm?syear=2025&sind=0&body=H&type=B&bn=710