Bill > HB588

This bill mandates that insurers in Georgia provide comprehensive fertility-related coverage starting January 1, 2026, including fertility diagnostic care, treatment, and preservation services for individuals facing fertility challenges. The bill defines key terms like "infertility" (inability to establish or carry a pregnancy after 12 months of trying or due to specific medical conditions) and establishes specific coverage requirements, such as providing at least three complete egg retrievals with unlimited embryo transfers. Insurers are prohibited from imposing waiting periods, using prior diagnoses to limit coverage, or discriminating based on personal characteristics. The coverage must align with guidelines from the American Society for Reproductive Medicine and cannot include experimental procedures or non-medical costs related to donor gametes or surrogacy. The bill ensures that fertility patients have access to medical services including genetic testing, counseling, medications, and preservation techniques like gamete cryopreservation, with storage guaranteed for at least three years. The legislation aims to provide comprehensive and equitable fertility care while allowing the Insurance Commissioner to develop detailed implementation rules.

Health and Social Services

https://www.legis.ga.gov/legislation/70697