Bill > SB805

This bill amends the California Insurance Code to modify procedures for homeowners seeking insurance information after a declared disaster. Under the current law, when a property is located in a federally or state-declared disaster area and the owner cannot identify their insurer, the Insurance Commissioner can provide the owner's information to potential insurers. The key change is reducing the timeframe for insurers to respond to a property owner's inquiry from 90 days to 75 days. The bill also clarifies that communications between property owners, the commissioner, and insurers do not constitute filing a claim, and insurers are not required to respond if they determine they did not issue a policy for the specific property. Additionally, the bill removes language about legislative intent regarding insurance policies. The legislation aims to streamline the process for homeowners to identify their insurers in the aftermath of a disaster, potentially helping property owners more quickly understand their insurance status and begin recovery efforts.

Budget and Finance, Business and Industry

https://leginfo.legislature.ca.gov/faces/billStatusClient.xhtml?bill_id=202520260SB805