Bill > HF1474

This bill modifies the definition of "covered services" in Minnesota's dental insurance regulations by clarifying what dental services are considered reimbursable under a dental plan. The bill removes language about reimbursement limitations like deductibles and co-payments, and instead defines covered services as dental care services reimbursed under a dental provider agreement. The bill also introduces new provisions that require dentists to provide patients with a treatment plan and cost estimate for services not covered by their dental plan. Additionally, the bill stipulates that dentists cannot charge more than their usual and customary rate for non-covered services. The legislation maintains the dental plan's ability to restrict certain aspects of coverage, such as balance billing, waiting periods, frequency limitations, deductibles, and maximum annual benefits. These changes aim to provide more transparency and clarity for patients regarding dental service costs and reimbursement under their insurance plans.

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https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF1474&ssn=0&y=2025