Bill > HB1444

This bill creates a new option for active employees eligible for the Missouri consolidated health care plan to opt out of health insurance coverage and instead receive an annual stipend. Under this provision, an employee can elect not to receive health care coverage if they have alternative health insurance and meet specific conditions. Employees can make this election either within 31 days of being hired or during the board's open enrollment period. The stipend will be equal to 50% of what the state would have contributed toward the employee's health care coverage for that year, and the amount will be prorated if the opted-out period is less than a full calendar year. The stipend will be considered taxable income from state employment. To qualify, employees must provide proof of alternative health insurance coverage and complete a form provided by the board. Importantly, the bill specifically notes that this option does not apply to dental or vision benefit coverage. The legislation aims to provide state employees with more flexibility in managing their health care benefits while offering a partial financial incentive for those who have alternative coverage.

Government Affairs

https://house.mo.gov/Bill.aspx?bill=HB1444&year=2025&code=R