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NV AB290

NV AB290
Revises provisions relating to prior authorization for medical or dental care under health insurance plans. (BDR 57-861)


summary

Introduced
02/25/2025
In Committee
04/21/2025
Crossed Over
Passed
Dead
06/03/2025

Introduced Session

Potential new amendment
83rd Legislature (2025)

Bill Summary

AN ACT relating to insurance; imposing requirements governing prior authorization for medical or dental care; prohibiting an insurer from requiring prior authorization for covered emergency services or denying coverage for covered, medically necessary emergency services; requiring an insurer to publish certain information relating to requests for prior authorization on the Internet; requiring an insurer and the Commissioner of Insurance to compile certain reports; and providing other matters properly relating thereto.

AI Summary

This bill revises provisions relating to prior authorization for medical or dental care under health insurance plans. The bill establishes comprehensive new requirements for health carriers (insurance companies) and Medicaid managed care entities when processing prior authorization requests. Key provisions include mandating that prior authorization decisions be made by licensed physicians or dentists with relevant expertise, requiring health carriers to publish their prior authorization procedures and criteria online, and setting specific timelines for responding to authorization requests. For non-urgent care, carriers must respond within 7 days, and for urgent care, within 48 hours. The bill prohibits carriers from requiring prior authorization for emergency services and establishes an appeals process for denied requests. Additionally, the bill requires health carriers to annually report detailed statistics about their prior authorization processes, including approval rates and common reasons for denial. The changes aim to increase transparency, speed up medical care approvals, and ensure that authorization decisions are made by qualified medical professionals. The bill will take effect on January 1, 2026, giving health insurers time to adjust their procedures to comply with the new requirements.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (19)

Last Action

(No further action taken.) (on 06/03/2025)

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