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MI SB0105

MI SB0105
Insurance: health insurers; methods of payments and reimbursements for dental benefits; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.


summary

Introduced
02/26/2025
In Committee
03/19/2025
Crossed Over
03/19/2025
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 1956 PA 218, entitled"The insurance code of 1956,"(MCL 500.100 to 500.8302) by adding section 3406ss.

AI Summary

This bill amends Michigan's insurance code to regulate how health plans and nonprofit dental care corporations handle payments and reimbursements to dentists. Specifically, the bill requires these organizations to provide at least one payment method that ensures dentists receive 100% of the payable amount without incurring additional fees to access the payment (excluding fees from their own financial institutions). If a dentist chooses to opt out of a particular payment method, that decision will remain in effect until they either opt back in or a new contract is established. The bill defines a "health plan" according to an existing definition in section 2006 of the insurance code. The provisions will apply to dental benefit policies that are delivered, issued, or renewed in Michigan after the bill's effective date, aiming to provide more straightforward and potentially more favorable payment processes for dental healthcare providers.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (4)

Last Action

Referred To Committee On Insurance (on 03/19/2025)

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