Bill > H5637

This bill amends the existing Rhode Island law on credit card fraud to explicitly include debit cards in the same legal framework. Specifically, the bill expands the definition of fraudulent card use to cover situations involving debit cards, such as using a debit card that was obtained illegally, using a forged or expired debit card, or obtaining goods or services by falsely representing oneself as the card's legitimate holder. The law maintains the existing penalty structure, where violations are treated differently based on the total value of fraudulent transactions: if the value is $100 or less in a six-month period, one penalty applies, and if the value exceeds $100, a more severe penalty is imposed. The bill also updates provisions related to presumed knowledge of card revocation to include debit cards, such as the assumption that a cardholder is aware of revocation after a notice has been mailed. The bill will take effect immediately upon its passage, broadening legal protections against financial fraud to include both credit and debit card-related offenses.

Justice

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