Bill > SF1961

This bill requires health insurance plans in Minnesota to provide comprehensive coverage for infertility treatment and standard fertility preservation services, with specific provisions designed to ensure accessible and affordable care. The bill defines infertility broadly, including conditions where a person with a uterus cannot establish or carry a pregnancy after 12 months (for those under 35) or six months (for those 35 and older), or when a healthcare provider determines infertility based on medical history and diagnostic testing. Health plans must offer unlimited embryo transfers, with a limit of four completed egg retrievals, and must use single embryo transfers when medically appropriate. The coverage must have the same cost-sharing requirements as maternity coverage, meaning no higher co-payments, deductibles, or coinsurance. The bill also applies to public health programs like Medical Assistance and MinnesotaCare, with provisions to ensure federal funding compatibility. The coverage becomes effective January 1, 2026, and the state will appropriate funds to help health plans and government programs implement these new requirements, including reimbursing health plan companies for the additional coverage and covering administrative costs.

Business and Industry

https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1961&ssn=0&y=2025