Bill > SB262

This bill amends Georgia's insurance laws to require health insurers to provide comprehensive coverage for preventive services without any cost-sharing requirements for patients. The bill defines key terms such as "preventive services" (which include screening tests, counseling services, and prescription medicines recommended to prevent health problems) and "nationally recognized clinical practice guidelines" (evidence-based recommendations from independent medical organizations). Specifically, the bill mandates that health benefit policies cover evidence-based preventive items and services, immunizations for all age groups, preventive care and screenings for different populations, and any preventive services required by federal or state law as of January 1, 2025. Notably, these preventive services must be provided at no additional cost to the patient and cannot reduce other policy benefits. The bill also includes provisions to protect health savings account eligibility and requires the Commissioner of Insurance to review health benefit policies annually for compliance and develop implementing regulations by October 1, 2025. The goal is to ensure that individuals can access important preventive healthcare services without financial barriers, ultimately promoting early detection and prevention of health issues.

Business and Industry

https://www.legis.ga.gov/legislation/70878