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Bill > HB755


PA HB755

PA HB755
Providing for health care insurance preventive services coverage protections; conferring authority on the Insurance Department and the Insurance Commissioner; and providing for regulations, for enforcement and for penalties.


summary

Introduced
03/03/2025
In Committee
03/25/2025
Crossed Over
03/25/2025
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Providing for health care insurance preventive services coverage protections; conferring authority on the Insurance Department and the Insurance Commissioner; and providing for regulations, for enforcement and for penalties.

AI Summary

This bill establishes the Health Insurance Preventive Services Coverage Act, which requires health insurers in Pennsylvania to provide coverage for certain preventive services without cost-sharing for enrollees. The bill defines key terms like "preventive service" and creates a process for the Insurance Department to maintain a list of covered preventive services, which initially includes services recommended by the U.S. Preventive Services Task Force, the CDC's Advisory Committee on Immunization Practices, and the U.S. Health Resources and Services Administration. Insurers must cover these services for all non-grandfathered health insurance policies, though they retain some flexibility, such as using medical management techniques to determine service frequency and delivery. The bill also establishes an administrative process for adding or removing services from the preventive services list, which involves public notice and comment periods. Enforcement mechanisms include potential penalties for insurers who violate the act, such as fines up to $5,000 per violation, license suspension, or revocation. The bill includes a contingency provision that allows for adaptation if federal preventive services coverage requirements are repealed, invalidated, or not enforced, ensuring continued protection of preventive health services for Pennsylvania residents.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (23)

Last Action

Referred to Banking & Insurance (on 03/25/2025)

bill text


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