Bill > HF1696

This bill establishes new requirements for workers' compensation insurance certificates to prevent fraud by introducing several key provisions. First, it defines terms like "certificate of insurance" and "QR code," mandating that every certificate must include a scannable QR code that links to the original insurance coverage information in the department's verification system. Employers must now report the number of employees by classification and estimated payroll for each policy period when obtaining a certificate. Insurance companies are required to track the number of certificates issued by their brokers and report this data to the department, as well as maintain records of employers who have previously committed premium fraud or missed renewal audits. The bill requires insurers to track and report this information through the department's workers' compensation insurance verification system and the Insurance Services Office system. The commissioner is granted enforcement authority under existing statutes to ensure compliance with these new requirements. The primary goal of these provisions is to create more transparency and accountability in workers' compensation insurance documentation, making it harder for employers to commit fraud or misrepresent their insurance coverage.

Labor and Employment

https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF1696&ssn=0&y=2025