Bill > SB1674

This bill increases the minimum motor vehicle liability insurance coverage requirements in Texas, effective January 1, 2026. Specifically, the legislation raises the mandatory insurance coverage amounts from $30,000 to $50,000 for bodily injury or death of one person in a single collision, from $60,000 to $100,000 for bodily injury or death of two or more persons in a single collision, and from $25,000 to $40,000 for damage to or destruction of property in one collision. These new coverage requirements will only apply to insurance policies delivered, issued, or renewed on or after January 1, 2026, meaning that existing policies will continue under the previous coverage limits until they are renewed. The bill is designed to ensure that drivers have more comprehensive financial protection in the event of an accident, reflecting increased costs of medical care and property damage over time. The legislation will take effect on September 1, 2025, giving insurance companies and drivers time to prepare for the updated requirements.

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https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB1674