Bill > H0431

This bill directs the Secretary of Human Services to apply for a federal waiver by January 1, 2026, to expand access to catastrophic health plans for younger Vermonters. Currently, catastrophic health plans (which are low-premium, high-deductible insurance plans designed for people who are generally healthy and want protection against worst-case medical scenarios) are typically available only to individuals under 30 years old or those who qualify for hardship exemptions. This bill would seek to increase the age eligibility for these plans to individuals under 40 years old. The waiver would be sought through the U.S. Department of Health and Human Services under the specific authorization of 42 U.S.C. § 18002(e), which governs catastrophic health plan regulations. The bill would take effect immediately upon passage, signaling the state's intent to quickly pursue expanded health insurance options for younger residents.

Health and Social Services

https://legislature.vermont.gov/bill/status/2026/H.431